Adding earnings and deductions

A pay stub is only as accurate as the numbers you enter. Here's how each field on the earnings and deductions screen works.

Earnings

• Regular pay — hours × rate, or the salary amount for the period.
• Overtime — usually 1.5× the regular rate; enter overtime hours separately.
• Bonuses & commissions — added as separate line items so they're itemized.

Each earning type shows both the current amount and the year-to-date (YTD) total.

Deductions

Deductions reduce gross pay to net pay. They fall into two groups:

1. Pre-tax — health insurance, 401(k), HSA. These lower taxable income.
2. Post-tax — garnishments, Roth contributions, union dues.

Taxes are automatic

You don't enter taxes manually. OakPaystubs calculates federal income tax, Social Security, Medicare, and state tax based on the employee's work state and pay details.

If a number looks off, check the pay frequency and work state first — those two settings affect every calculated amount.